Group insurance is an insurance that covers a defined group of people, for example the members of a society or professional association, or the employees of a particular employer. Group coverage can help reduce the problem of adverse selection by creating a pool of people eligible to purchase insurance who belong to the group for reasons other than the wish to buy insurance, which might be because they are a worse than average risk. Grouping individuals together allows insurance companies to give lower rates to companies, providing large volume of business to insurance companies gives us greater bargaining power for clients, resulting in cheaper group rates. Group insurance may offer life insurance, health insurance, and/or some other types of personal insurance.

Group Insurance is simply an insurance package an organization buys for the benefit of its employees. The organization may design a self-insured plan itself or select a pre-planned insurance policy from an insurance company.

Your greatest wealth is your health & everybody has differing levels of control over their own wellbeing. Life follows no fixed pattern and sudden illness or bodily injury can sometimes leave you financially hurt and highly stressed. Friend Digital 24 Insurance Group Health Insurance Policy helps you to be in control by protecting and making medical treatment expenses more manageable thus ensuring quality health care for you and your family.

It is a well-known fact that an employee values a Group health insurance cover and its benefits. It is viewed by the employee as the second best thing next to monetary compensation, and gives the employer the added advantage of being able to employ and retain the best in the business.

Friend Digital 24 Insurance Company Limited helps you cover your employee’s health insurance at a low and affordable price and is of great help in instances of hospitalization, disability and even unfortunate death resulting from accidents.