Individual Health Insurance


 
 
 

Health is wealth which needs to be taken care of and nourished the whole life. Today, where technology is reaching new heights, even diseases are showing up huge escalation. The costly treatments and emergency cases become a tension for many individuals. And, there comes the need of Individual health insurance in everyone’s life. It takes care of your health and expensive medical treatment related to medicines or hospitalization (pre and post-hospitalization) due to accident, sudden illness or surgery, during the policy term. It is an honest solution for people who cannot afford quality treatment because of the high charges and unavailability of cash.

With an impulsive surge in medical costs clubbed with annual healthcare inflation in the range of 15-25%, hospitalization on account of any grave illness can cost you not less than Rs. 3 lakh. In the absence of a proper health insurance cover, rest assured, you’ll be either digging into your hard earned savings or will be running into some serious debts.

Most first time buyers are puzzled as to opt for an individual health insurance for each family member or the family floater insurance plan. In this article, we will discover the nitty-gritties related to individual health insurance for families.

Hence, it becomes imperative to have a health cover in today’s time. Under this plan, each family member can avail an individual sum insured. The individual health insurance plan covers the expenses incurred due to hospitalization, doctor’s consultation, ambulance services, treatment charges and pre and post-hospitalization expenses. One of the key aspects of Friend Digital 24 health insurance is the extensive network of more than 6000+ network hospitals where policyholders can avail cashless treatment. Friend Digital 24 Health Guard does not require the pre-medical test up to the age of 45. Policyholders can also avail free health check-ups after 3 claim free years.