Critical Illness Insurance


 
 
 

Critical illness insurance, otherwise known as critical illness cover or a dread disease policy, is an insurance product in which the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the specific illnesses on a predetermined list as part of an insurance policy. The policy may also be structured to pay out regular income and the payout may also be on the policyholder undergoing a surgical procedure, for example, having a heart bypass operation.

Most suited health plan, said to be the perfect partner during critical times, this plan will take away your financial worries and let you focus on health. Our critical illness insurance ensures there’s no dent on your savings. It is a smart move made well in advance to prevent life threatening diseases such as cancer, stroke, etc. From draining your savings. Lower premiums and bigger coverage help you focus on your health without any financial stress.

The count of serious illnesses is escalating every day. Acute illnesses also mean loss of income, change in lifestyle and permanent disability. The financial burden could be more severe than what an indemnity health insurance plan would cover. To combat this issue one needs to get a critical illness insurance which meets your large medical cost as well as provides a lump sum compensation for meeting your day to day expenses without making you run in a fanatical race for money arrangement.

Your greatest wealth is your health. Life follows no fixed plan and a sudden illness that is critical can sometimes leave you financially hurt and highly stressed. Friend Digital 24 Critical Illness Insurance Policy helps you to be in control by protecting you financially.

Friend Digital 24 Critical Illness Insurance Policy covers you against thirteen most important critical illnesses. The Policy provides for a fixed sum, irrespective of your actual medical expenses! It helps you bear the high cost of treatment associated with critical illness & stay financially stable